HI THERE I AM AVAILABLE FOR HIRE

SUDHARSAN SELVARAJ

Results driven professional skilled in Credit and Data analysis. Committed to excellence, accuracy and continuous professional growth.

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Skills

TECH STACK

  1.  SAP and Enterprise Resource Planning
  2. SQL
  3. Microsoft PowerBi
  4. Tableau
  5. Microsoft Office and Project

6.Financial Analysis and Preparation of Credit Reports

7.Portfolio Management

8.Risk Management (KYC and Due Diligence)

9.Database Management

10.Data Analysis 

11.Data Visualization and Statistical Modeling

Accounting Skills

  1. Cash Flow and Ratio Analysis
  2. Working Capital Assessments - Turnover and Maximum Permissible bank finance or Working Capital Gap Method
  3. Income and Expense Recognition
  4. Accrual and cost accounting
  5. Asset Valuation including intercompany transactions
  6. Preparing credit Monitoring arrangement Report (CMA)
  7. Predictive analysis and forecasting

WORK EXPERIENCE

Senior Credit Analyst - Business Banking Group (March 2020 - July 2023)

I bring 3.5 Years of experience in Credit Analysis, Portfolio Management,Risk 

Management, Due Dilliegence for Mid-Corporate companies having total 

operating income of $7500 Mn - $10000 Mn. I have effectively implied the 

accounting concepts such as ratio and cash flow analysis, accrual and cost accountng, asset valuation and predictive analysis. I also have opportunities to 

work in ERP and management systems where I developed effective usage of SQL and data analysis tools like tableau and PowerBI to analyze customer data sets to uncover patterns, trends and insights through visualizations for the portfolio management.



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CERTIFICATIONS

Credit Skills for Bankers - Retail Lending

Issued on November 2022

Contributions and Achievements

Financial Assessments

Managing Higher Portfolio

Managing Higher Portfolio

Evaluated the credit worthiness of mid-corporate clients through meticulous financial analysis and risk evaluation

Managing Higher Portfolio

Managing Higher Portfolio

Managing Higher Portfolio

Successfully Managed the portfolio worth of  $15000 Mn within the Tamilnadu-West Zone and $10000 Mn in the North Zone.

Process Optimization

Managing Higher Portfolio

Process Optimization

Implemented advanced data analytics to optimizing credit scoring, Resulting in improved portfolio performance and reduced credit losses.

SQL Expertise

Working Capital Facilities

Process Optimization

Proficiently utilized SQL to manage and analyze vast datasets, ensuring efficient data retrieval and contributed to streamlined portfolio management process

Utilizing ERP systems

Working Capital Facilities

Working Capital Facilities

Leveraged ERP functionalities to provide comprehensive visibility into financial data, project progress, and risk factors therby contributed to more informed decisions in Portfolio management.

Working Capital Facilities

Working Capital Facilities

Working Capital Facilities

Expertise in Assessing Various types of Working Capital Facilities like Cash Credit, Overdraft, Mortagage Loans, Asset Financing and Non-Fund based facilities like Bank Guarantee, Letter of Credit, Bill Discounting, Export Banking Credits

EDUCATION

ANNA UNIVERSITY

BACHELORS IN ENGINEERING - BIOMEDICAL 


AUGUST 2015 - APRIL 2019


GRADUATED WITH FIRST CLASS HONORS


GPA - 8.17/10

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JANSONS SCHOOL OF BUSINESS

Masters in Business Administration - Finance


September 2019 - April 2021


GRADUATED - FIRST CLASS WITH DISTICTION


GPA - 8.3/10


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CONESTOGA COLLEGE

September 2023 - April 2024


Ontario College Graduate Certificate in Financial Technology


GPA - 3.81/4

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SHERIDAN COLLEGE

May 2024 - December 2024

Ontario College Graduate Certificate 

 Business Analysis and Process Management

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Academic Achievements

Best Outgoing Student

Academic Proficiency - Bachelors

Academic Proficiency - Masters

Adjudged as the Best Outgoing Student of the department in 2019

Academic Proficiency - Masters

Academic Proficiency - Bachelors

Academic Proficiency - Masters

Secured 2nd Rank in the University Examinations during the year 2021

Academic Proficiency - Bachelors

Academic Proficiency - Bachelors

Academic Proficiency - Bachelors

Secured 4th Rank in the Anna University Examinations during the year 2019

Co-Curricular Records

President - English Literary Association

Executive Member - Bionikx Student Association

Executive Member - Bionikx Student Association

2018-2019

Executive Member - Bionikx Student Association

Executive Member - Bionikx Student Association

Executive Member - Bionikx Student Association

2016-2017

Contact Me

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